Coverage Information

Island Health Care

  • Client’s physician must order medical home health care services.
  • At least one of the following must be ordered by the physician: skilled nursing care, physical therapy, speech-language therapy, occupational therapy (in conjunction with PT).
  • The client must also be homebound.
  • THA Group’s Island Health Care is approved provider for Medicare, Medicaid and most private insurance.
  • Self pay also accepted for services.

Independent Life at Home

  • Client’s physician may recommend non-medical services, but not required.
  • Client does not need to be homebound.
  • Client/family can request services.
  • Independent Life at Home accepts private insurance, long-term care insurance, and self-pay.


  • Client’s physician must certify that the client has a life-limiting illness with a life expectancy of six months or less if the illness is allowed to run its natural course
  • Client is no longer seeking curative or aggressive treatment for the life-limiting illness.
  • Paid for through Medicare, Medicaid and most private insurers.
  • Self pay is also accepted for services.